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What Must I Do to Be Saved?


ou have broken God’s holy Law. You don’t think so? “I’m not so bad,” you tell yourself.

Really? Ask yourself some questions. Have you ever lied? Yes, you have. Have you ever stolen anything? Yes, you have.

Have you ever committed adultery? Yes, you have, be­cause Jesus says that to even lust after a woman is the same as committing adultery. My friend, you have broken three out of ten. And by desiring her in the first place, you are coveting someone’s wife or daughter. That’s four.

Shall we try for five out of ten? Jesus says to hate someone is to commit the sin of murder in your heart. And that’s where sin starts. Let’s check the balance sheet. You have admitted that you are a lying, thieving, covetous, murdering, adulterer—and we’ve only looked at five of the ten.

Shall we go for six? By doing all these things, you have dishonored your father and mother. My friend, you’ve broken six out of ten. If you will be honest with yourself, you have broken all the others, too. And these are just a summary of God’s holy Law.

You’ve got a problem, my friend. And it’s a serious problem, because the penalty for breaking God’s Law is severe indeed. But it’s not just your problem. It’s my problem, too. In fact, it’s everybody’s problem. The penalty is death, and not just physical death. The penalty is eternal death, separation from God in a place that you really don’t want to go to.

But there’s some good news. In fact, it’s great news. That eternal penalty has already been paid. God Himself paid it and paved the road for our salvation through Jesus Christ.

The road to salvation through Jesus Christ is clearly presented in the New Testament. These Seven Principles of Salvation are set forth in Paul’s letter to the Romans.

Ř      All people are born sinners. We are all unrighteous people.

As it is written, “Not even one person is righteous. No one understands. No one searches for God. All have turned away. Together they have become worthless.” —Romans 3:10-12

This means that no one is righteous before God and, in fact, no one is even searching for Him.

Ř      All people sin. Our best efforts will never measure up.

… since all have sinned and continue to fall short of God’s glory. —Romans 3:23

This means that you have sinned. You have not earned, and do not deserve, eternal life. There are two things you need to know to be saved: First, you need to know that you are a sinner who has violated God’s laws. Second, you need to know that there is a terrible and eternal price for sin.

Ř      The price of sin is death.

Therefore, just as sin entered the world through one man, and death through sin, so death spread to everyone, because all have sinned. —Romans 5:12

Adam sinned and gave Satan a foothold in the world. By nature, we are all separated from God. We are all born in sin. We deserve death and hell.

Ř      Jesus paid your debt by dying in your place.

For the wages of sin is death, but the free gift of God is eternal life in union with Christ Jesus our Lord. —Romans 6:23

You have earned death, not eternal life. So Jesus, in effect, went to the “Bank of Heaven” and paid your debt for you. Jesus paid the price for you to obtain salvation and eternal life. You cannot earn this payment. Eternal life must be accepted as a gift from God.

Ř      Christ died in your place, paying your price, and suffering  so that you would not have to suffer eternally.

But God demonstrates his love for us by the fact that Christ died for us while we were still sinners. — Romans 5:8

Due to unconditional love, Christ died in your place, paying a debt He did not owe. We all have an unpaid debt of sin that Christ is willing to pay for us. How do we get our debts paid by Christ? If you accept His payment of your debt by receiving Him as your Lord and Savior, He will make you His child and take you to heaven when you die.

Ř      His invitation is open to anyone… even you.

For “everyone who calls on the name of the Lord will be saved.” — Romans 10:13

The word “everyone” includes you. How do you “call on the name of the Lord” to be saved?

Ř      You must confess your sin, declare His Lordship, and believe in your heart that God raised Christ from the dead.

…if you declare with your mouth that Jesus is Lord, and believe in your heart that God raised him from the dead, you will be saved. For a person believes with his heart and is justified, and a person declares with his mouth and is saved. — Romans 10:9-10

The Bible promises us that God forgives our sin when we accept the work that Christ did for us when He died on Calvary. You can do this by praying this short, simple prayer:

“Lord, Jesus, I know that I am a sinner and I need you. I know that you paid the price for my sins by dying on the cross. I ask that you forgive my sins; and I receive you as my Savior and Lord. I thank you for forgiving my sins and giving me eternal life. Take control of the throne of my life. Make me the kind of person you want me to be. Amen.”

Look to God’s Word for encouragement as you begin your new life in Christ. Remember these simple truths from God’s Word:

If we make it our habit to confess our sins, he is faithful and righteous to forgive us those sins and cleanse us from all unrighteousness. —1 John 1:9

The Spirit himself testifies with our spirit that we are God’s children. —Romans 8:16

For by such grace you have been saved through faith. This does not come from you; it is the gift of God and not the result of works, lest anyone boast. —Ephesians 2:8

For I consider that the sufferings of this present time are not worth comparing to the glory that will be revealed to us. —Romans 8:18

I have written these things to you who believe in the name of the Son of God so that you may know that you have eternal life. —1 John 5:13

Therefore, if anyone is in Christ, he is a new creation. Old things have disappeared, and—look!—all things have become new! All of this comes from God, who has reconciled us to himself through Christ… —2 Corinthians 5:17-18a

Suras of the Qur’an (Arabic)

1. Al-Fâtihah

39. Az-Zumar

77. Al-Mursalât

2. Al-Baqarah

40. Ghâfir

78. An-Naba'

3. Âl-'Imrân

41. Fussilat

79. An-Nazi'ât

4. An-Nisâ

42. Ash-Shűra

80. 'Abasa

5. Al-Mâidah

43. Az-Zukhruf

81. At-Takwîr

6. Al-An'âm

44. Ad-Dukhân

82. Al-Infitâr

7. Al-A'râf

45. Al-Jâthiya

83. Al-Mutaffifîn

8. Al-Anfâl

46. Al-Ahqâf

84. Al-Inshiqâq

9. At-Taubah

47.  Muhammad

85. Al-Burűj

10. Yűnus

48. Al-Fath

86. At-Târiq

11. Hűd

49. Al-Hujurât

87. Al-A'lâ

12. Yűsuf

50. Qâf

88. Al-Ghâshiyah

13. Ar-Ra'd

51. Az-Zâriyât

89. Al-Fajr

14. Ibrahîm

52. At-Tűr

90. Al-Balad

15. Al-Hijr

53. An-Najm

91. Ash-Shams

16. An-Nahl

54. Al-Qamar

92. Al-Lail

17. Al-Isrâ'

55. Ar-Rahmân

93. Ad-Duha

18. Al-Kahf

56. Al-Wâqi'ah

94. Ash-Sharh

19. Maryam

57. Al-Hadîd

95. At-Tin

20. Tâ­Hâ

58. Al-Mujâdilah

96. Al-Alaq

21. Al-Anbiyâ'

59. Al-Hashr

97. Al-Qadr

22. Al-Hajj

60. Al-Mumtahinah

98. Al-Baiyinah

23. Al-Mu'minűn

61. As-Saff

99. Az-Zalzalah

24. An-Nűr

62. Al-Jumu'ah

100. Al-'Adiyât

25. Al-Furqân

63. Al-Munafiqűn

101. Al-Qâri'ah

26. Ash-Shu'arâ'

64. At-Taghâbun

102. At-Takâthur

27. An-Naml

65. At-Talâq

103. Al-'Asr

28. Al-Qasas

66. At-Tahrîm

104. Al-Humazah

29. Al-'Ankabűt

67. Al-Mulk

105. Al-Fîl

30. Ar­Rűm

68. Al-Qalam

106. Quraish

31. Luqmân

69. Al-Hâqqah

107. Al-Mâ'űn

32. As­Sajdah

70. Al-Ma'ârij

108. Al-Kauthar

33. Al­Ahzâb

71. Nűh

109. Al-Kâfirűn

34. Saba'

72. Al-Jinn

110. An-Nasr

35. Al­Malâ'ikah

73. Al-Muzzammil

111. Al-Masad

36. Yâ­Sîn

74. Al-Muddaththir

112. Al-Ikhlâs

37. As-Sâffât

75. Al-Qiyâmah

113. Al-Falaq

38. Sâd

76. Al-Insân or Ad-Dahr

114. An-Nâs

Suras of the Qur’an (English)

1. The Opening

39. The Groups

77. Those Sent Forth

2. The Cow

40. The Forgiver

78. The Tidings

3. The Family of Imran

41. Explained in Detail

79. Soul Snatchers

4. The Women

42. The Consultation

80. He Frowned

5. The Feast

43. Gold Ornaments

81. Overthrowing

6. The Cattle

44. Smoke

82. The Cleaving

7. The High Places

45. Crouching

83. Defrauding

8. The Accessions

46. The Dunes

84. The Sundering

9. Repentance

47.  Mohammed

85. Constellations

10. Jonah

48. Conquest

86. The Morningstar

11. The Holy Prophet

49. Inner Apartments

87. The Most High

12. Joseph

50. The Letter “Q”

88. Overwhelming

13. The Thunder

51. Winnowing Winds

89. Dawn

14. Abraham

52. The Mount

90. The City

15. The Rock

53. The Star

91. The Sun

16. The Bee

54. The Moon

92. The Night

17. The Children of Israel

55. The Beneficent

93. Morning Hours

18. The Cave

56. The Event

94. Consolation

19. Maryam

57. The Iron

95. The Fig Tree

20. Ta-Ha

58. Pleading Woman

96. The Clot

21. The Prophets

59. Banishment

97. Fate

22. The Pilgrimage

60. Examining Her

98. Evidence

23. The Believers

61. Battle Array

99. The Earthquake

24. The Lights

62. The Congregation

100. The Chargers

25. The Distinction

63. The Hypocrites

101. The Calamity

26. The Poets

64. Haggling

102. Competition

27. The Ant

65. Divorce

103. Eventide

28. The Story

66. Prohibition

104. The Gossip

29. The Spider

67. The Sovereignty

105. The Elephant

30. The Romans

68. The Pen

106. Quraysh

31. Luqman

69. The Reality

107. Almsgiving

32. The Prostration

70. The Stairways

108. Abundance

33. The Clans

71. Nooh

109. Atheists

34. Sheba

72. The Jinn

110. Divine Support

35. The Angels

73. The Enshrouded

111. The Flame

36. Ya-Seen

74. The Cloaked

112. Sincerity

37. Drawn Up in Ranks

75. The Resurrection

113. The Daybreak

38. The Letter “S

76. Man

114. Mankind

For Further Reading

There are nearly 30 English language translations of the Qur’an available. The highly influential Muslim Student Association has endorsed Abdullah Yusuf Ali’s The Glorious Qur’an. Other recommended translations include (in order of recommendation) Abul Ala Maududi, A. J. Arberry, Marmaduke Pickthall and N. J. Dawood. The translations by Arberry and Pickthall do not have any commentaries. Ali’s commentaries, although they are voluminous and illustrate some common Muslim thought on Islamic doctrine, are considered adequate for an introduction or for popular study, but are not considered to be scholarly or adequate for serious study. Maududi’s reference work has been released in a number of volumes. His scholarly commentaries are considered to be excellent. Dawood’s translation of the Qur’an was first published in 1956. It is available in paperback from Penguin books and is published in a prose format with only a few explanatory footnotes. The prose format results in an unclear numbering of the verses.

Abdul-Haqq, Abdivah Akbar. Sharing Your Faith with a Muslim. Minneapolis: Bethany Fellowship, 1980.

Abdul-Haqq is an associate evangelist for the Billy Graham Evangelistic Association. His excellent work focuses on issues such as the authenticity of the Bible and the role of Jesus Christ.


Ajijola, A. D. The Myth of the Cross. Lahore, Pakistan: Islamic Publications, 1984.

For an individual who is interested in advanced apologetics (and we do mean advanced!), this work provides some excellent opportunities to review Muslim thought on Christian doctrines of Christ.

Arnold, T. W. The Preaching of Islam. Sheikh Mohammed Ashraf, Lahore, Pakistan, 1976.

This work is considered to be a balanced and readable account of the early rise and spread of Islam.

Cooper, Anne. Ishmael My Brother. Kent, England: MARC Europe, 1985.

This work an excellent tool for group study. It includes sections prepared by teams of people with Muslim missions experience as well as questions that serve as a section review and a stimulus to practical application.

Cragg, Kenneth. The Call of the Minaret. Maryknoll, New York: Orbis, 1985.

Kenneth Cragg is an especially prolific writer. The Call of the Minaret is one of his best works.

Dermenghem, Emile. Mohammed and the Islamic Tradition. Woodstock, New York: The Overlook Press, 1981.

Translated from the French by Jean Watt, this work is an excellent sketch of the early years of Islam and its founder.

Ye’or, Bat. The Dhimmi. Rutherford, New Jersey: Fairleigh Dickinson University Press, 1985.

Muslims claim their history is basically non-violent. The Dhimmi refutes this claim as it examines what life was really like for the so-called “protected” non-Muslim minorities under Muslim subjugation.

Ester, Sister Gulshan. The Torn Veil. Basingstoke, England: Barshalls, 1984.

Sister Ester’s work has been called “a gripping testimony of the supernatural power of God (Resource Notes: Newsletter of the Billy Graham Center Library; July, 1988, p. 1.).” It is the excellent story of a Muslim who has become a Christian.

Gilsenan, Michael. Recognizing Islam: Religion and Society in the Modern Arab World. New York: Pantheon Books, 1982.

This work examines the role of Islam in shaping the Middle East. It is very detailed, makes extensive use of transliterated Arabic words and phrases, and will make excellent reading for the serious student who wishes to understand Islamic thought and culture.

Haneef, Suzanne. What Everyone Should Know About Islam and Muslims. Des Plaines, Illinois: Library of Islam, 1985.

This work is one of the best-written portraits of Islamic life produced by a modern American Muslim writer; it is very readable and practical and contains many color photographs of Muslim families, culture and holy sites.

McDowell, Josh. The Islam Debate. San Bernardino, California: Campus Crusade for Christ, 1983.

Josh McDowell is famous for his many apologetic works, including his classic work Evidence That Demands a Verdict (San Bernardino, California: Campus Crusade for Christ, 1972). McDowell brings his expertise again in this very practical book on reaching out to Muslims and presenting an apologetic for Christ and the Bible.

Morey, Robert. The Islamic Invasion. Las Vegas: Christian Scholars Press, 2001.

Robert Morey has published over 40 apologetic books, and has an earned doctorate in Islamic studies. This work documents the growing Islamic movement worldwide and includes unique documentation of the roots of Islam in Arabic moon god worship.

Parshall, Phil. Beyond the Mosque. Grand Rapids: Baker Book House, 1985.

Parshall, Phil. Bridges to Islam. Grand Rapids: Baker Book House, 1983.

Parshall, Phil. New Paths in Muslim Evangelization. Grand Rapids: Baker Book House, 1980.

These three works ought to be in the missions library of every Christian church in America. Parshall has penned, without doubt, some of the best contemporary works available on reaching the Muslim world.

Pfanders, Carl G. The Balance of Truth. London: Religious Tract Society, n.d.

This book is an early 20th century polemic against Islam.

Rahman, Fazlur. Islam. New York: Holt, Rinehart and Winston, 1966.

When this work was released in 1966, Professor James Kriteck, Director of the Institute for Advanced Religious Studies at the University of Notre Dame, called it “the best general introduction to, and interpretation of, the Islamic religion which has yet been written in English.” No argument here, even after more than 30 years.

Rodinson, Maxine. Mohammed. London: Allen Lane, 1971.

This work is considered to be one of the best studies available on the founder of Islam.

Tisdall, William. Christian Reply to Muslim Objections. Villach, Austria: Light of Life, 1980; The Sources of Islam. Birmingham, England: Birmingham Bible Institute Press, n.d.

These books are early 20th century polemics against Islam.

About the Authors

Dr. Gleason L. Archer (chapters 1, 3, 4 and 5), Harvard and Princeton trained Professor Emeritus of Old Testament and Semitic Languages at Trinity Evangelical Divinity School, is recognized as one of the most capable biblical and linguistic scholars of the past century. Fluent in more than a score of languages, including Arabic, Hebrew and Greek, Dr. Archer exegetes the original texts of the Bible and the Qur’an with rare insight. Dr. Archer died in 2004.


Dr. Robert A. Morey (chapters 6, 8, 9, 11 and 14) is the Executive Director of the Research and Education Foundation and the author of over forty books, some of which have been translated into French, German, Italian, Polish, Finish, Dutch, Spanish, Norwegian, Swedish, Farsi, and Chinese. He is an internationally recognized scholar in the fields of philosophy, theology, comparative religion, the cults and the occult. Dr. Morey makes his home in Southern California.


Dr. William P. Welty (chapter 13) is the Executive Director of The ISV Foundation, a non-profit California foundation that is sponsoring the translation of the International Standard Version Bible. He also writes a regular column on Islamic issues affecting the west ( Mr. Welty maintains an office in Southern California.




Charles R. Welty (chapters 2, 7, 10 and 12), a former radio correspondent in the Middle East and a long time student of Islam, works in the field of television, motion pictures, and publishing. A student of classical Greek, Spanish, German and modern Hebrew, he studied comparative religions under the late Dr. Walter Martin. Mr. Welty maintains an office in Southern California.

Internet Resources

You can find more information about Islamic issues on the Internet. Some fine resources are set forth below.

Davidson Press MediaCenter

A number of fully-scripted PowerPoint™ slide presentations are available for you at no charge on the Internet at Most of the pre­sen­tations are divided into chapters for instruction as an adult Sunday School course or as a course for week-night Bible studies. Permission to reproduce the speaker’s notes included in the presentation is granted to the purchaser of this book. The purchaser is also granted a license by the publisher to reproduce and distribute the presentation handouts provided that the handouts are distributed at no charge to attendees of any study based on the slide show.

ISV On-line

Davidson Press publishes the International Standard Version New Testament (the Old Testament translation is in development at press time). You can access most of its contents on the Internet at, the website of The ISV Foundation, which sponsored the translation of the ISV.

Free e-Sword™ Bible Study Software

You can download a free copy of the e-Sword™ Bible study software at  The ISV New Testament (including maps) are available in the e-Sword format from this site at no charge.

Arabic Resources

If you are looking for resources to help you bring the Gospel to Muslims, be sure to visit these Internet sites

· (many resources for learning about how to reach Arab Muslims).

· (helpful for Christians to understand Islam)

· (helpful for Muslims to understand Christianity)

· (a resource center from Canada for Arabic-speaking Christians)

· (download in the Bible in Arabic)

· (Middle East Christian Outreach, evangelical outreach to the Middle East for 130+ years)

· (Arabic language Christian songs and audio on the internet)

· (in association with Good News radio)

· (Voice of Forgiveness shortwave radio ministry to Arabic-speaking Muslims)

· (a radio program for Christians in Arabic)

· (Muslim site with free Qur’an software)

Other Davidson Press Publications

Davidson Press publishes an ever-growing family of fine works by some of America’s finest Christian scholars and writers. In a day when many publishers are refusing to publish works of substance and depth, Davidson Press is pleased to offer conservative works on topics of vital interest which will stimulate you to further growth in your Christian life. For more information, please visit our website at

Introduction Chapter 1 Chapter 2 Chapter 3 Chapter 4 Chapter 5 Chapter 6 Chapter 7 Chapter 8 Chapter 9 Chapter 10 Chapter 11 Chapter 12 Chapter 13 Chapter 14 Appendix

If you have questions or comments about this web site, or if you wish to contact Abdullah Aziz, send email to them here: Contact Us. The Islam Comic Book is copyright © 2012 Abdullah Aziz. Last modified: 02/19/12.